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Home insurance basics

If this is your first-time shopping for home insurance, here is your starting point. Learn all about these types of policies in our home insurance guide.

How to decide?

Knowing the different things to consider when you choose home insurance can save you money and help you get better insurance. This guide provides tips to help you navigate the many insurance companies and policies available to protect your home.

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Home insurance overview

Homeowners insurance is a means of protecting your home, as well as the personal property that you keep in your home, your garage, and your yard. Having homeowners insurance is an extremely wise move, even if you don't feel like you have enough high-value items to make it worthwhile. By having homeowners insurance, you ensure that your property is protected against loss due to criminal acts, weather, or other disasters.

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Home insurance terms

There's a lot of industry-specific jargon that is part and parcel of examining the home insurance market. That's why we've put together this short guide to help you understand a few of the key phrases that you may not be entirely sure of.

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How to shop?

There are a number of different ways that you can find a home insurance policy that's right for you. This short guide will outline the best ways that you can shop for home insurance to ensure that you get the best deals on the best coverage. Just as you would with buying a new car or computer, you should never purchase insurance without doing some research first. Consumer reviews are everywhere online and should always be examined before you purchase a policy.

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What does it cost?

How much does homeowners insurance cost? This is a question all property owners and buyers should consider when buying a home. The costs depend on many factors. This includes where you live, the size of your home, the features within the home, and the type of home insurance you purchase. The more valuable your home is, the more insurance coverage you need for it. That pushes the costs higher.

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Do I need homeowners insurance?

Your home is one of your most important and valuable investments, and you deserve to be sure that investment is protected in the event that something unpredictable happens. That's what homeowners insurance is for. You pay a monthly premium in exchange for the assurance that your insurance provider will cover a predetermined portion of the costs of damage to your house.

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